37 Covered Critical Illnesses

Childhood Critical Illnesses

  •   1.Autismi
  •   2.Cerebral Palsyii
  •   3.Congenital Heart Diseaseii
  •   4.Covered heart conditions if open heart surgery is performedii
  •   5.Cystic Fibrosisii
  •   6.Muscular Dystrophyii
  •   7.Type 1 Diabetes Mellitusii

Critical Illnesses

  •   8.Acquired Brain Injury
  •   9.Aortic Surgery
  • 10.Aplastic Anemia
  • 11.Bacterial Meningitis
  • 12.Benign Brain Tumour
  • 13.Blindness
  • 14.Cancer (Life-Threatening)
  • 15.Coma
  • 16.Coronary Artery Bypass Surgery
  • 17.Deafness
  • 18.Dementia, including Alzheimer’s Disease
  • 19.Heart Attack
  • 20.Heart Valve Replacement or Repair

Critical Illnesses (more)

  • 21.Kidney Failure
  • 22.Loss of Independent Existenceiii
  • 23.Loss of Limbs
  • 24.Loss of Speech
  • 25.Major Organ Failure on Waiting List
  • 26.Major Organ Transplant
  • 27.Motor Neuron Disease
  • 28.Multiple Sclerosis
  • 29.Occupational HIV Infection
  • 30.Paralysis
  • 31.Parkinson’s Disease and Specified Atypical Parkinsonian Disorders
  • 32.Severe Burns
  • 33.Stroke (Cerebrovascular Accident)

Partial Payout Critical Illnesses (15%)

  • 34.Coronary Angioplasty
  • 35.Ductal Carcinoma in situ of the breast (stage A)
  • 36.Stage 1A malignant melanoma
  • 37.Stage A (T1a or T1b) Prostate Cancer

iThe diagnosis must be confirmed by a Specialist before the child’s third (3rd) birthday for this benefit to be payable.

iiThe diagnosis must be confirmed (or open heart surgery must be performed) before the child’s twenty-fourth (24th) birthday for this benefit to be payable.

iiiThe Loss of Independent Existence coverage comes into effect when the child reaches age eighteen (18).